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Short on cash before payday? Instead of paying overdraft fees or turning to a high-interest loan, millions of people use the Dave app to get a little breathing room.
Get ExtraCash®, up to $500 in 5 minutes or less.1 No credit check, no interest and no late fees.
It happens to almost everyone. A car repair, a higher-than-expected bill or a few extra days until payday, and suddenly your account is running on empty. Traditional options like overdrafts or payday loans can come with steep fees that make a tight month even tighter.
Dave was built to offer a different option. It’s a financial app that gives eligible members access to ExtraCash advances, plus tools to help you save and earn along the way. Dave says more than 14 million members have joined.
What you get with Dave
ExtraCash®, up to $5001
Get an advance in 5 minutes or less if you’re eligible. No credit check, no interest and no late fees.
Earn 4.00% APY3
When you open and fund a Goals account, your savings can grow while you work toward what matters.
Earn cash back
Get cash back when you make qualified purchases with your Dave debit card.
How it works
Download the app
Get Dave on your phone and create your account in a few minutes.
Connect your bank account
Dave uses your account activity, not your credit score, to see what you qualify for.
Request ExtraCash
If you’re eligible, request an advance of up to $500 and get it in 5 minutes or less.1
Save and earn
Open a Goals account to earn 4.00% APY3 and earn cash back on qualified debit card purchases.
Why it beats the usual short-term fixes
When money runs short, many people end up paying for it in ways they didn’t plan for. Overdraft fees can stack up quickly, and payday loans often come with high costs. With ExtraCash, Dave says there’s:
- No credit check. Your credit score isn’t what decides your eligibility.
- No interest. You won’t pay interest on your ExtraCash advance.
- No late fees. No late fees on ExtraCash.
- Fast access. Get up to $500 in 5 minutes or less if you’re eligible.1
More than just a cash advance
Dave is designed to help with the bigger picture too. A Goals account lets you set money aside and earn 4.00% APY3 when you open and fund it. And when you shop with your Dave debit card, qualified purchases can earn you cash back. It’s a simple way to get a little more out of the money you already spend.
Join 14M+ Members TodayDownload the free appCommon questions
How much can I get with ExtraCash?
Eligible members can get up to $500. The amount you qualify for depends on your account activity and other factors, and not everyone will qualify for the maximum.
Does Dave check my credit?
No. Dave says there’s no credit check for ExtraCash.
Is Dave a bank?
No. Dave is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC, or another partner bank.
How do I earn 4.00% APY?
Open and fund a Goals account in the Dave app. Rates can change, so check the app for current terms.
Get a little breathing room before payday
Download Dave to see if you qualify for ExtraCash, up to $500 in 5 minutes or less.1 No credit check, interest or late fees.
Download Dave NowThis is a paid advertisement. Dave is not a bank. Banking services are provided by Coastal Community Bank, Member FDIC, or another partner bank. The Dave Debit Card is issued under a license from Mastercard®.
1 ExtraCash eligibility, amounts and timing vary and are not guaranteed. Not all members will qualify for $500. Fees may apply for optional services. See Dave’s terms for full details.
3 APY applies to Goals accounts when opened and funded, and rates may change at any time. See Dave’s terms for details.
Cash back is available on qualified purchases made with the Dave debit card, subject to terms. Member count is as stated by Dave. All trademarks and brand names belong to their respective owners.